Based on criteria of yearly cost, ease of acceptance and rewards Delta SkyMiles Platinum American Express Card, Capital One Venture Rewards Credit Card and Southwest Rapid Rewards Priority Credit Card are tied at the top spot. It is difficult to rate one over the other as the benefits offered vary. In this article, you will find more details on the benefits of each.
There are tons of people who use credit card miles to fly around the world for next to nothing. Although it may seem unreal and hyped, it is actually possible to get miles and use them to travel. Credit Card advertisements offering free miles are everywhere. There are numerous cards offering lucrative rewards and miles. How do you make the right choice? The number of miles you can earn and the travels possible using these earned miles are influenced by a few factors.
The value of your miles depends on the following factors:
- When you book your free award ticket
- Where you're going,
- Which class you are flying —economy or first class? and,
- Which category of hotel you are staying in a premium or budget hotel?
You can decide whether credit card miles are a perk you'd like to have once you understand how they work.
The yearly cost, acceptance, and rewards offered by the companies are the best factors to select credit cards for free miles. The credit cards we've mentioned here are among the most popular and offer the most value in terms of free miles. Before we dive into the benefits of each let's understand credit card miles in more detail.
What Are Credit Card Miles?
Consumers that use their credit cards earn credit card miles, which are a type of loyalty reward provided by some credit cards as a reward for doing so. You earn miles for every dollar you spend on your credit card. For every $1 you spend on your credit card, for example, a credit card may reward you with one mile.
Each credit card mile is assigned a value by the credit card issuer and airline partner, such as a cent per mile. Once you've accumulated enough points, you can exchange them for an award seat on one of the credit card's airline partners.
The number of miles necessary for a flight is decided by the airline, not the credit card issuer. Depending on the number of miles you've acquired and the value of each mile, you can use your credit card points to get a free trip. If you don't have enough miles for a flight, you might be able to buy more to make up the difference, effectively getting a price reduction. The amount of miles needed for a flight is determined by where you're going, whether it's high travel season or the cost of flying without miles. A flight, for example, could require anything from 10,000 to over 40,000 miles.
How Do You Earn Credit Card Miles?
Airlines' frequent flier programs are generally the only way to earn points on your flights. As a result, unless you're a frequent traveler, earning enough points for a trip can take months, if not years. Credit card miles are enticing since you don't have to fly to get them. You only need to use your credit card.
Before you can start collecting miles, you must first apply for a credit card with a miles rewards program. On at least one of their cards, almost every major credit card issuer gives credit card miles. Consider the various credit card options to determine which one best suits your purchasing habits and desire to accumulate credit card points. Keep in mind that having perfect credit is usually required to qualify for the best rewards credit cards.
Best credit cards for free miles
1. Delta SkyMiles Platinum American Express Card
When it comes to flying Delta, the Delta SkyMiles Platinum American Express Card ensures that loyal Delta customers get their money's worth. The price is around $250, but the perks and benefits, as well as good rewards rates on Delta purchases and several other categories, should make it worthwhile.
- Spend $2,000 on your new Card in the first three months to earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs).
- Plus, throughout the first three months of membership, earn up to $100 in statement credits for qualified purchases made with your card at U.S. restaurants.
- With Status Boost®, you can earn up to 20,000 Medallion® Qualification Miles (MQMs) per year. Purchases made directly with hotels and purchases made through Delta earn 3X miles.
- Earn 2X Miles in restaurants throughout the world, including takeaway and delivery, as well as at supermarkets in the United States.
- All other eligible purchases will earn you 1X Miles.
- Each year, when you renew your Card, you'll receive a Domestic Main Cabin round-trip companion certificate.
- On Delta flights, your first checked bag is complimentary.
- You will also be given a Global Entry fee credit
- When you travel on a Delta flight, you can enter the Delta Sky Club® for $39 per person per visit for you and up to two guests.
- There are no fees for international transactions.
- The annual fee will come to approximately $250.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card rewards miles that can be transferred to over 15 airline partners servicing North America, Europe, and beyond. Every purchase, not just travel, earns you 2X miles, so your flexible travel miles will quickly add up with regular use.
The annual membership price is $95.
- Spend $3,000 on purchases within 3 months of account opening to receive a one-time bonus of 60,000 miles, which is equal to $600 in travel.
- Every transaction, every day, earns you 2X miles.
- Miles will not expire over the account's lifetime, and there is no limit to how many you can earn.
- Get a $100 credit if you use Global Entry or TSA PreCheck. PreCheck®
- Earn 5X miles when you book hotels and rental cars via Capital One Travel, where you'll find the most incredible pricing on thousands of vacation alternatives.
- You can use your miles to get reimbursed for any travel purchase, or you can redeem them for a trip booked with Capital One Travel.
- Transfer your miles to one of the 15+ travel loyalty programs available.
- There are no costs for international transactions.
3. Southwest Rapid Rewards Priority Credit Card
The Southwest Rapid Rewards® Priority Credit Card has a lot to offer if you're a regular Southwest flyer who enjoys many advantages. You'll get many possibilities to improve your air travel experience, in addition to earning 3 points for $1 on Southwest purchases and at least 1 point per $1 on other transactions.
The cost is $149 per year.
- Spend $1,000 on purchases in the first three months of your account to earn 40,000 bonus points.
- Every year, 7,500-anniversary points are awarded.
- Purchases made with Southwest® earn you 3X points.
- On local transit and commuting, including ride-share, you can earn 2X points.
- Earn 2X points on the internet, cable, phone, and some streaming services.
- Each year, you'll receive a $75 Southwest travel credit.
- Upgraded Boardings are provided four times per year.
- There are no costs for international transactions.
Some important points to note:
- Airline miles may expire if you have not been an active traveler for 2 years. You need to check the frequent flier account for details on the terms and conditions of utilizing the flier miles.
- You will be charged an annual fee and possibly extra charges to you which may make this an expensive proposition. Ensure that you are aware of the charges applicable for usage of the card.